Lucas Chong

20-minute introductory conversation

Start with
your questions.

This first conversation is simply to understand what prompted you to reach out, what you would like to make clearer, and whether I may be able to help.

Arrange it on WhatsApp

You do not need documents for this first conversation. It helps to share:

  • What prompted you to reach out
  • The decision or concern on your mind
  • What you would most like to make clearer

Before we meet

Questions are
welcome here.

The first step should feel clear and unhurried. You can begin with what you know, and we can organise the rest together.

Do I need to organise all my documents first?

No. We can begin with the situation or question on your mind. If we decide to continue, policy summaries, investment statements, CPF and SRS information, liabilities, and cash-flow details will help make the later analysis more complete.

I already have an adviser. Can a second perspective still help?

Yes. Many people have arrangements made at different times or through different advisers. A consolidated review can show whether the pieces still work together. There is no need to change anything unless there is a clear reason.

Is the first meeting a sales presentation?

No. There is no fee for the first meeting. Its purpose is to understand your situation, explain my values and process, and see whether there is a mutual fit. You will not be asked to make an on-the-spot decision.

How often will we review the plan?

Formal reviews take place at least annually. Investment discussions and updates may be monthly or quarterly when relevant, with additional conversations when your circumstances or priorities change.